We've heard many times that this year's budget for snow removal was spent before February. But what happened the last few years, when there wasn't much snow? Wasn't there money left over? If you budget each year for the average annual snowfall, and are careful to preserve any extra money in low-snow years -- don't spend it on something else! -- then you should be prepared for the occasional big-snow year like this one.
Idea No. 12